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How it works · Borrowing

From fine wine to working capital

Borrow against fine wine in your cellar without selling a single bottle — and without the flow feeling like DeFi.

1

Create your account

Sign up with email or a social login. A secure wallet is provisioned behind the scenes by Privy — no seed phrases.

2

Upload your certificate

Drop your Bordeaux City Bond custody declaration. We extract each wine, match it to Liv-ex and show you a review table to confirm.

3

Verify once

Complete KYC or KYB a single time. The custodian confirms your wine is held in bond and it’s tokenized as verified collateral.

4

Accept an offer

Browse offers you qualify for. See the exact repayment preview, the collateral that will lock, and your LTV before you commit.

5

Receive EURC & repay

Funds arrive instantly. Repay in full or in part anytime; on full repayment your wine unlocks and returns to you.

Understand the risk

Borrowing is secured by your wine. If a loan defaults at maturity, or an open-term loan’s LTV breaches the liquidation threshold and isn’t cured in time, the collateral is sold through the custodian to repay the lender. Any surplus returns to you. You can lose the wine — borrow well within your means.