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How it works · Lending

Collateralized yield, on your terms

Deploy EURC into loans backed by real, custodied fine wine collateral — real-world-asset yield with full control over risk and the ability to exit early.

1

Onboard & fund

Complete KYB and accreditation once, then transfer EURC on Base to your provisioned wallet. Your balance is ready to deploy.

2

Build an offer

Set structure (fixed or open-term), APR, max LTV, eligible regions and minimum collateral. A live preview shows exactly what borrowers see.

3

Publish liquidity

Publishing locks your committed EURC as available liquidity. Any borrower whose collateral qualifies can accept it in one click.

4

Earn interest

Interest accrues in EURC. Open-term loans are continuously priced against Liv-ex, with automated margin calls protecting your position.

5

Exit when you choose

Hold to maturity, or list the active position on the secondary market at a premium or discount and let another lender buy it.

Understand the risk

Loans are collateralized but recovery on default is a physical process: the custodian sells the wine, which takes days, not seconds. LTV discipline, transparent liquidation and Liv-ex pricing are designed to protect principal, but yield is not guaranteed and capital is at risk.